Showing posts with label uninsured vehicles. Show all posts
Showing posts with label uninsured vehicles. Show all posts

Sunday, July 28, 2013

Protest Uber, Sidecar & Lyft at City Hall at Noon on Tuesday, July 30th

Anybody who thinks that the above illegal taxi services should not be operating should show up and be counted.

The protest is being organized by the San Francisco Cab Drivers Association, the United Taxicab Workers and numerous individuals. It's also being backed and supported by many taxicab companies, the Medallion Holders Association and Flywheel – the legal taxi app.

The main aim of this protest is to expose the deception of Uber, Sidecar and Lyft which claim to be "sharing communities" at the same time as they refuse to accept the same basic responsibilities for the heath and welfare of their customers and drivers that is naturally granted by every other form of public transportation including: taxis, buses, limos, trains and airplanes.

The phony rideshare operations are the only means of public conveyance that force their customers and drivers to sign waivers of liability (see the above picture) before riding in their vehicles. This is doubly duplicitous because people are unaware that they are giving away fundamental rights when they agree to Uber, Sidecar and Lyft's terms of service. Almost nobody reads such things, and probably couldn't read the agreements on a smart phone even if they wanted to because the documents print out to over twenty pages on 12 point type – facts of which the bogus rideshares are fully aware.

Another purpose of the rally is to expose the lack of enforcement against these illegal taxis by the California Public Utilities Commission (CPUC) and the City of San Francisco. One can only wonder, for instance, why Mayor Ed Lee is endangering the public by colluding with these fraudulent ridesharing corporations.

There will be many posters at the rally. I'd like to do a few myself but I have no artistic talent. My signs would read:

Uberx, Sidecar & Lyft
Uninsured Drivers,
Uninspected Vehicles
Unsafe Rides



 Mayor Ed Lee
Venture Capitalized?


Come and show your support!

BTW – here are links to the final two parts of Christopher B. Dolan's Examiner articles on Ridesharing:

Ridsharing also bad for drivers

Rideshare safety standards nonexistent

Monday, February 4, 2013

100,000 Uninsured Rides and Counting: Undercover at Lyft and Sidecar

Lyft (photo shows phone salespeople recruiting drivers at Lyft headquarters) and Sidecar are venture capital startups that advertise themselves as car-pooling services that use smart-phone apps to connect people who need rides with drivers in the community “who have extra space in their cars.”

Both companies claim to do intensive evaluations of drivers, including criminal background checks and thorough inspections of the vehicles that provide transportation services through their apps. They also tell their drivers that their cars "do not need to be covered by commercial liability insurance.”

I decided to check out their hype because I’m the ideal person to do so. I’ve been an insurance underwriter, a driving instructor, a blogger, and I’ve logged over a million miles as a cab driver. My research included talking to representatives from the top ten rated insurance companies, interviewing people who have been Lyft or Sidecar drivers or customers, and applying for a driving position at the two companies. Both Lyft and Sidecar initially approved me but later changed their minds when I started asking them detailed questions about their contracts and insurance.

What I learned was that almost every claim that they make is either misleading or false. Their interviewing process is a joke. They don’t ask for social security numbers and they don’t fingerprint the applicants so they can’t be conducting criminal background checks. Nor do these companies make mechanical inspections of the cars. In the case of Sidecar, they don’t even look at the vehicle. Most importantly, insurance companies consider neither Lyft"s or Sidecar's ridesharing services so their cars are required to carry commercial insurance. Since most of their cars don’t, they are uninsured vehicles.

In reality then, Lyft and Sidecar are illegal transportation for hire services that use double-talk to exploit the underemployed, and subvert laws and regulations designed to protect drivers, passengers and the public. Furthermore, when drivers and passengers accept the terms of service necessary to download their apps, they waive their rights to sue Lyft or Sidecar in perpetuity. Their passengers also agree to come to the legal defense (at their own expense) of Lyft or sidecar if the companies are sued for negligence.

If you were to be a car, what kind of car would you be and why?

I've had many careers in my life but my interviews at these companies marked the first times that I've ever applied for a job and not been asked what skills or experience qualified me to do the work.

Sidecar conducted an online video interview with me. The most profound question they asked was:

If you were to be a car, what kind of car would you be? And why?”


The other Sidecar questions were:


“Who are you and why would you make an awesome Sidecar community driver?” 

“Where are some of your favorite places to hang out and why?”

“How did you hear about us?”



During a phone interview, Lyft representative Chris did ask me if I’d ever had a DUI or a criminal record. He then returned to in-depth community ridesharing form to finish up with:



“How would your friends describe your personality?”


“Do you smoke in your car?”


“For a more important question, who would you most want to ride in your car for ten minutes?”



Both companies did check to see if my driver’s license was valid and my auto insurance was up to date. They also looked at my vehicle ownership card. Neither company fingerprinted me or asked for my social security number - necessities for doing a criminal background check.


I had an “in person” interview at Lyft that lasted three minutes. There was no training session. An interviewer/inspector, who looked more like a fashionista then a mechanic, glanced at my car. She sat in the front seat to see if it was clean and made sure that the lights and turn signals worked before taking my photograph standing next to the car. She did not drive the car or ride in it, check the tires, check the VIN #, open the hood, look under the car or do any kind of mechanical inspection.

There was no “in person” interview at Sidecar. Instead, I attended Sidecar U for an hour and a half where most of the time was devoted to explaining how to use the app and noting the best times to drive. The fact that Sidecar was not liable for auto insurance was briefly mentioned and driving safely was encouraged. The instructor proudly told us that Sidecar now had over five hundred vehicles in San Francisco.

I was told to upload a photo (left) of my car to their website where they must have done the mechanical inspection because they certainly didn’t do so in person.

On the basis of these intensive interviews, I was approved along with three other divers at Lyft and with eighteen others at Sidecar.




Next: If it looks like a duck and walks like a duck, will it bark if you call it a dog?  The art of double-talk and a look at Lyft's and Sidecar's insurance, or lack thereof.